SEFA offers access to finance to SBCs and provides assistance to build sustainable businesses through repayable loans. They offer loans through direct and wholesale lending from R500 – R5 000 000

SEFA considers all applications for finance; however, the enterprise must have a business plan. SEFA can assist with drawing up the plan.

To be considered for finance, you must:

  • Be a South African citizen or a permanent resident
  • Be a registered entity, including sole traders with a fixed physical address
  • Be within the required legal contractual capacity
  • Be domiciled in South Africa
  • Be compliant with generally accepted corporate governance practices appropriate to the client’s legal status.
  • Have a written proposal or business plan that meets SEFA’s loan application criteria
  • Demonstrate the character and ability to repay the loan.
  • Have provided personal and/or credit references (if available).
  • Be the majority shareholder and the owner-manager of the business.
  • Provide relevant securities/collateral.
  • Have a valid Tax Clearance Certificate

For more information, please visit the SEFA website